Finance English
Finance English Glossary
457 professional finance english terms with definitions, pronunciation and examples. Learn what each term means — free with Termify.
D
- DAO金库 是什么？ The collective fund managed by a Decentralized Autonomous Organization (DAO), composed of tokens and assets used for gov...
- DeFi集成 是什么？ The process of connecting or embedding decentralized finance (DeFi) protocols and smart contracts into portfolio managem...
- DEX集成 是什么？ The process of connecting portfolio management systems or platforms with decentralized exchanges (DEXs) to enable direct...
G
I
S
不
业
中
主
- 主从基金结构 是什么？ An investment fund structure in which multiple feeder funds pool their assets into a single master fund, often used to a...
- 主动份额 是什么？ A measure of the percentage of portfolio holdings that differ from the benchmark index, used to quantify the degree of a...
- 主题投资 是什么？ An investment strategy focused on opportunities arising from macro-level trends or specific long-term themes (e.g., clea...
交
- 交易对手风险 是什么？ The risk that the other party in a financial transaction may default on contractual obligations, causing financial loss...
- 交易成本 是什么？ All costs directly or indirectly associated with buying or selling securities, including commissions, spreads, and marke...
- 交易所套利 是什么？ A trading strategy that seeks to profit from price discrepancies for the same digital asset on different cryptocurrency ...
- 交易手续费 是什么？ The fee paid to validators or miners for processing and recording a transaction on a blockchain, impacting portfolio tra...
- 交易池 是什么？ A temporary holding area for unconfirmed blockchain transactions waiting to be included in a block, important for trade ...
付
代
- 代币互换 是什么？ The exchange of one type of token for another—either on-chain or across different blockchains—via decentralized or centr...
- 代币化框架 是什么？ A standardized set of protocols, legal guidelines, and technical tools enabling the issuance, management, and compliance...
- 代币归属 是什么？ A contractual schedule outlining when and how token holders receive their allocated tokens over time, aligning incentive...
- 代币配置 是什么？ The process of distributing specific quantities or percentages of digital tokens across a cryptocurrency portfolio, stra...
- 代币销毁 是什么？ The permanent removal of tokens from circulation by sending them to an irretrievable address, reducing supply, affecting...
- 代理投票 是什么？ The exercise of shareholder voting rights on corporate matters through an authorized representative, commonly used by in...
价
- 价值分析 是什么？ A systematic evaluation of a business, asset, or process to determine its economic value using qualitative and quantitat...
- 价值投资 是什么？ A fundamental investment strategy focused on buying securities that are undervalued relative to their intrinsic value, o...
- 价值迁移 是什么？ The movement of economic value from outdated business models or sectors to those with superior competitive advantage, in...
- 价值驱动因素 是什么？ A key factor that fundamentally impacts the economic value or performance of a business, asset, or investment; typically...
- 价格动量 是什么？ A market anomaly describing the tendency of asset prices to continue moving in the same direction for a period of time, ...
- 价格预言机 是什么？ A data feed service that supplies external price information to smart contracts or portfolio systems, critical for valua...
保
- 保付支票 是什么？ A check guaranteed by the issuing bank, which verifies that sufficient funds exist and sets aside the amount for payment...
- 保单持有人分红 是什么？ A non-guaranteed distribution of surplus or profit to eligible participating policyholders, typically in participating l...
- 保证最低限额 是什么？ A contractually stipulated minimum benefit, return, or payout that an insurer guarantees to a policyholder, regardless o...
- 保费不足 是什么？ A situation where the unearned premium reserve is insufficient to cover the expected future claims and expenses on unexp...
- 保费充足性 是什么？ Premium Adequacy refers to the sufficiency of insurance premiums collected to cover expected claims, expenses, and maint...
- 保费收入 是什么？ The total amount of premium revenue earned by an insurer from written, earned, or gross premiums over a reporting period...
- 保险 是什么？ A risk management contract where an insurer indemnifies another party against specified loss or damage in exchange for a...
- 保险浮存金 是什么？ The investable funds generated from premiums received by an insurer that have not yet been paid out as claims or expense...
- 保障限额 是什么？ The maximum amount an insurer will pay for a covered loss under an insurance policy, as specified in the contract terms ...
- 保障除外 是什么？ A specific condition or circumstance listed in an insurance policy for which benefits will not be paid, limiting the ins...
信
- 信息比率 是什么？ A performance measure comparing the active return of a portfolio to the tracking error, showing how efficiently a manage...
- 信用估值调整 是什么？ A regulatory adjustment to the fair value of derivative instruments to account for counterparty credit risk, as mandated...
- 信用利差 是什么？ The yield difference between a corporate bond and a government bond of similar maturity and currency, reflecting default...
- 信用卡 是什么？ A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make p...
- 信用证 是什么？ A formal document issued by a bank guaranteeing payment to a beneficiary on behalf of the applicant, provided that speci...
- 信用评分 是什么？ A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in gran...
- 信用额度 是什么？ A revolving credit facility offered by a financial institution that allows a borrower to draw funds up to a specified li...
- 信贷风险敞口 是什么？ The total potential loss a bank or financial institution faces from counterparty default on loans, credit facilities, or...
偿
- 偿付比率 是什么？ A financial metric that measures a company’s ability to service its debt or other fixed obligations, commonly including ...
- 偿付能力比率 是什么？ A financial metric used to assess an entity’s long-term ability to meet its debt obligations, typically calculated as ne...
- 偿付能力比率 是什么？ A regulatory metric that compares an insurer's capital to its required solvency capital, used to assess financial streng...
- 偿付能力边际 是什么？ Solvency Margin is the excess of an insurance company's assets over its liabilities, required by regulators as a buffer ...
- 偿债服务 是什么？ The total amount of principal and interest payments required to repay outstanding debt within a specified period, often ...
共
内
- 内含价值 是什么？ A measure of the consolidated value of shareholders’ interests in the net assets and future profits of a life insurance ...
- 内幕交易 是什么？ The illegal practice of trading a public company’s securities based on material, non-public information, strictly prohib...
- 内部评级法 是什么？ A methodology under Basel II/III allowing banks to use their own risk assessment systems to calculate capital requiremen...
- 内部资本评估 是什么？ The process by which a bank evaluates the adequacy of its capital relative to its risk profile, business model, and regu...
再
- 再保险合同 是什么？ Reinsurance Treaty is a formal contract under which a reinsurer accepts a defined portion of risks from a primary insure...
- 再保险应收款 是什么？ The amount of paid or unpaid claims and claim adjustment expenses that an insurer is entitled to recover from reinsurers...
- 再保险经纪人 是什么？ A specialist intermediary who arranges reinsurance coverage between insurance companies and reinsurers, providing market...
冷
净
- 净收益率 是什么？ The annual income from an investment after deducting all expenses and taxes, expressed as a percentage of the investment...
- 净杠杆率 是什么？ A measure of financial leverage calculated as total debt minus cash and cash equivalents, divided by EBITDA or another p...
- 净稳定资金 是什么？ A Basel III standard that measures the amount of stable funding a bank has relative to its liquidity profile over a one-...
准
分
- 分叉监控 是什么？ Continuous surveillance of blockchain networks for forks—protocol splits that may result in chain divergence, asset dupl...
- 分层扩展 是什么？ Techniques or protocols that increase blockchain transaction throughput and efficiency by building secondary layers (Lay...
- 分散化效益 是什么？ The risk-reduction effect achieved by holding a mix of assets with imperfect correlations, lowering portfolio volatility...
- 分销渠道 是什么？ Any system or intermediary through which insurance products are marketed, sold, or delivered to policyholders, including...
利
- 利差久期 是什么？ A measure of a bond portfolio’s sensitivity to changes in credit spreads; it quantifies the impact of spread changes on ...
- 利率风险 是什么？ The risk that changes in market interest rates will adversely affect a bank’s earnings or the economic value of its asse...
- 利率风险 是什么？ The risk that changes in interest rates will negatively affect the value of bonds or other fixed-income securities in a ...
区
协
- 协议分叉 是什么？ A change in a blockchain’s protocol, often leading to a new version of the blockchain, which can be either backward-comp...
- 协议升级 是什么？ A change to the underlying rules or code of a blockchain or DeFi protocol, implemented to enhance functionality, fix bug...
- 协议审计 是什么？ A formal security and compliance review of a blockchain protocol’s codebase and operational controls, essential for port...
- 协议风险 是什么？ The risk of loss or disruption due to vulnerabilities, governance failures, or technical flaws in the codebase or consen...
压
反
- 反再保险协议 是什么？ A reinsurance contract under which a reinsurer transfers part of the risks it has assumed to another reinsurer (the retr...
- 反向压力测试 是什么？ A risk management technique where banks identify scenarios that could cause business failure, working backwards to pinpo...
- 反洗钱 是什么？ A set of laws, regulations, and procedures designed to prevent criminals from disguising illegally obtained funds as leg...
- 反洗钱筛查 是什么？ The process of checking clients, transactions, and counterparties against anti-money laundering (AML) lists, sanctions, ...
发
变
可
- 可持续增长 是什么？ The maximum rate at which a company can grow its sales, earnings, and dividends without having to increase financial lev...
- 可持续投资 是什么？ An investment approach integrating environmental, social, and governance (ESG) criteria into portfolio construction and ...
- 可转让提款单账户 是什么？ A type of interest-bearing bank account allowing the account holder to write checks against deposited funds, commonly fo...
合
- 合成资产 是什么？ A blockchain-based derivative instrument designed to replicate the price behavior of a real-world or digital asset, usin...
- 合成资产池 是什么？ A decentralized liquidity pool that holds synthetic assets, enabling exposure to underlying assets via derivatives witho...
- 合格金融合约 是什么？ A legally recognized financial agreement, such as a derivatives, repo, or securities lending contract, that is granted s...
- 合规预言机 是什么？ A third-party service or smart contract that provides regulatory, legal, or compliance data feeds (such as sanctions, KY...
- 合规风险 是什么？ The risk of legal or regulatory sanctions, material financial loss, or reputational damage an organization may suffer as...
回
均
复
夏
多
定
- 定价充足性 是什么？ A measure of whether insurance premiums collected are sufficient to cover expected claims, expenses, and provide for req...
- 定期存款 是什么？ A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with wit...
- 定期存款单 是什么？ A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incur...
- 定期转账 是什么？ An electronic banking instruction set by the account holder to move funds automatically between accounts on predetermine...
密
对
尾
巴
市
- 市场中性 是什么？ A strategy that seeks to eliminate market risk by taking offsetting long and short positions, generating returns indepen...
- 市场冲击 是什么？ The effect that a trade or series of trades has on the price of a security or asset, a critical consideration in executi...
- 市场深度 是什么？ A measure of the market's ability to sustain large orders without significant price changes, crucial for portfolio trade...
- 市场风险资本 是什么？ Capital that financial institutions must hold to cover potential losses arising from market risk, such as changes in int...
- 市盈率 是什么？ A valuation ratio calculated by dividing a company's market price per share by its earnings per share, used by analysts ...
影
总
- 总保费 是什么？ The total amount of premium written by an insurer before deductions for reinsurance and other adjustments, reported as g...
- 总回报 是什么？ The overall return on an investment, including capital gains, interest, and dividends, measured over a specified period ...
- 总资本充足率 是什么？ The ratio of a bank's total capital (Tier 1 and Tier 2) to its risk-weighted assets, as defined under Basel III and CRR/...
- 总赔付限额 是什么？ The maximum amount an insurer will pay for all covered losses during a policy period, regardless of the number or type o...
成
战
托
- 托管合约 是什么？ A smart contract that holds crypto assets in trust until predefined conditions are met, securing portfolio transactions.
- 托管服务 是什么？ A third-party service holding crypto assets temporarily to ensure conditional transaction completion, reducing counterpa...
- 托管账户 是什么？ A legal arrangement where a third party holds assets, funds, or documents on behalf of transacting parties until all con...
- 托管风险 是什么？ The risk of loss, theft, or misappropriation of crypto assets held by a custodian or self-custody provider, including op...
承
技
投
- 投资委员会 是什么？ A formal group within an asset management organization responsible for setting investment policy, approving portfolio st...
- 投资收益 是什么？ Earnings generated from the investment of an insurer’s assets, including interest, dividends, and realized gains, contri...
- 投资期限 是什么？ The length of time over which an investment, forecast, or financial objective is expected to be held or achieved, influe...
- 投资期限 是什么？ The expected duration over which an investment or portfolio objective is to be achieved, critical for asset allocation, ...
- 投资组合久期 是什么？ A weighted average measure of the sensitivity of a fixed income portfolio’s price to changes in interest rates, typicall...
- 投资组合换手率 是什么？ A measure of the rate at which assets within a portfolio are bought and sold over a specified period, typically expresse...
- 投资组合贝塔 是什么？ A measure of a portfolio’s overall sensitivity to market movements, calculated as the weighted average of the betas of a...
- 投资范围 是什么？ The complete set of securities or assets from which a portfolio manager can select when constructing an investment portf...
抵
持
损
操
收
- 收入确认 是什么？ An accounting principle governing the specific conditions under which revenue is recognized or recorded, requiring firms...
- 收款人 是什么？ The person or entity to whom a payment, such as a check, transfer, or remittance, is made or owed according to the instr...
- 收益农场 是什么？ A DeFi investment strategy in which users allocate crypto assets to liquidity pools or lending protocols to earn variabl...
- 收益率利差 是什么？ The difference between the quoted rates of return of two different debt instruments, often used to compare risk and retu...
- 收益率曲线 是什么？ A graphical representation of the interest rates of bonds with equal credit quality but differing maturity dates, common...
智
- 智能合约 是什么？ A self-executing, code-based contract deployed on a blockchain that automatically enforces and executes agreed rules and...
- 智能审计 是什么？ Automated or expert-led review and verification of smart contract code and onchain protocols to identify vulnerabilities...
- 智能贝塔 是什么？ An investment approach that uses systematic, rules-based strategies to capture factor exposures beyond traditional marke...
最
- 最优惠贷款利率 是什么？ The benchmark interest rate that commercial banks charge their most creditworthy corporate customers, influencing rates ...
- 最低余额 是什么？ The minimum amount of money required to be maintained in a bank account to avoid fees or maintain account privileges, as...
- 最低资本要求 是什么？ The lowest amount of capital a bank is required to hold by regulators to cover its risks and protect depositors, as spec...
- 最佳执行 是什么？ A regulatory and fiduciary standard requiring portfolio managers and brokers to execute client trades under the most fav...
- 最大回撤 是什么？ The largest peak-to-trough percentage decline in portfolio value within a specified measurement period; a key downside-r...
期
未
- 未决赔款准备金 是什么？ A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet...
- 未决赔款准备金 是什么？ A liability established by insurers to cover future claims payments for reported and incurred-but-not-reported (IBNR) lo...
- 未预留养老金 是什么？ A pension liability for which no specific assets have been set aside; obligations are paid from employer’s ongoing opera...
本
止
- 止付 是什么？ An instruction by an account holder to a bank to refuse payment on a specific check or transaction before it has been pr...
- 止付指令 是什么？ A formal, legal instruction from an account holder to their financial institution to halt payment on a specific check or...
- 止损 是什么？ A type of reinsurance or policy provision in which the insurer is protected against losses above a specified limit, afte...
治
- 治理代币 是什么？ A blockchain-native token that confers voting rights and participation privileges in the protocol’s decision-making, all...
- 治理投票 是什么？ A formal process in which token holders or delegates participate in the decision-making of a protocol or DeFi platform, ...
- 治理提案 是什么？ A formal submission within a blockchain protocol’s governance system proposing changes or upgrades, impacting portfolio ...
法
- 法定会计 是什么？ The accounting principles and methods prescribed by insurance regulators for financial reporting. Statutory accounting e...
- 法定盈余 是什么？ The excess of an insurance company's admitted assets over its liabilities, as calculated under statutory accounting prin...
- 法币通道 是什么？ A regulated service or infrastructure that enables conversion between fiat currency and crypto assets, crucial for fund ...
- 法律责任 是什么？ The legally enforceable obligation of an insurer or insured to compensate a third party for loss or damage caused by act...
波
活
- 活期存款 是什么？ A bank account from which funds may be withdrawn at any time without notice, typically used for day-to-day liquidity man...
- 活期存款 是什么？ A bank deposit account that is repayable on demand without advance notice, typically used for liquidity management in co...
- 活期存款账户 是什么？ A deposit account from which funds may be withdrawn at any time without advance notice, primarily used for checking acco...
流
- 流动性事件 是什么？ A significant occurrence that materially impacts the availability or withdrawal of assets, such as a major unlock, vesti...
- 流动性启动 是什么？ A process by which new token projects gradually establish liquidity pools through incentivized early participation and v...
- 流动性挖矿 是什么？ A DeFi incentive program in which users provide assets to decentralized liquidity pools and earn token rewards, commonly...
- 流动性池 是什么？ A blockchain-based smart contract that aggregates user-contributed digital assets for decentralized trading, lending, or...
- 流动性池 是什么？ A smart contract-based reserve of tokens supplied by users to facilitate decentralized trading, lending, or yield genera...
- 流动性缓冲 是什么？ A reserve of highly liquid assets held to meet short-term obligations or cover unexpected cash outflows, as required by ...
- 流动性覆盖率 是什么？ A regulatory metric under Basel III requiring banks to hold sufficient high-quality liquid assets to cover total net cas...
- 流动性风险 是什么？ The risk that an insurer will not be able to meet its short-term financial obligations as they come due without incurrin...
- 流动性风险 是什么？ The risk that a portfolio or asset cannot be bought or sold quickly enough in the market to prevent or minimize a loss, ...
- 流动性风险压力 是什么？ A situation or scenario in which a bank faces significant cash outflows or restricted market funding, testing its abilit...
- 流动比率 是什么？ A liquidity ratio calculated as current assets divided by current liabilities, indicating a company’s short-term solvenc...
- 流动比率 是什么？ A financial metric measuring an entity’s ability to meet short-term obligations using liquid assets. Common types includ...
燃
特
现
- 现值 是什么？ The current worth of a future sum of money or stream of cash flows discounted at a specified rate, used extensively in v...
- 现金消耗 是什么？ The rate at which a company expends its cash reserves, typically expressed as a monthly or quarterly amount, commonly us...
- 现金转换 是什么？ A process or ratio measuring the efficiency with which a company converts its accounting profits or inventory into actua...
理
- 理赔三角分析 是什么？ An actuarial technique using a triangular matrix to analyze the development of claims over time, enabling more accurate ...
- 理赔发展 是什么？ The progression of reported and paid insurance claims over time, used to estimate ultimate losses and reserve adequacy.
- 理赔支付 是什么？ A disbursement made by an insurer to a policyholder or beneficiary as specified by the terms of the insurance policy, us...
- 理赔流失 是什么？ The financial loss resulting from the difference between the actual amount paid on claims and the amount that should hav...
- 理赔管理 是什么？ The entire process of handling insurance claims from notification through investigation, assessment, settlement, and clo...
- 理赔调整 是什么？ The process of investigating, evaluating, and settling insurance claims to determine the insurer’s liability and the amo...
白
盈
监
- 监管审查程序 是什么？ A regulatory procedure (Pillar 2 of Basel framework) in which supervisors evaluate a bank’s internal capital adequacy as...
- 监管资本 是什么？ The minimum amount of capital financial institutions are required to hold by regulators to absorb losses and promote sys...
- 监管资本 是什么？ The minimum amount of capital that an insurer or reinsurer is required to maintain by regulatory authorities, based on t...
直
第
系
结
网
股
- 股息支付率 是什么？ The proportion of net earnings distributed to shareholders as dividends; calculated as dividends declared divided by net...
- 股本乘数 是什么？ A financial leverage ratio calculated as total assets divided by total equity; measures the degree to which a firm finan...
- 股权价值 是什么？ The value of a company’s shareholders’ equity, calculated as market capitalization (shares outstanding times share price...
自
- 自动归集账户 是什么？ A bank account that automatically transfers (sweeps) amounts above or below a certain threshold into a higher interest-b...
- 自由现金流 是什么？ The cash generated by a company after accounting for capital expenditures required to maintain or expand its asset base;...
- 自留限额 是什么？ The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferrin...
- 自留限额 是什么？ The maximum risk amount an insurer or reinsurer retains before transferring the excess to another reinsurer, as stipulat...
营
- 营业利润率 是什么？ A profitability ratio calculated as operating income divided by net sales, indicating the proportion of revenue remainin...
- 营业周期 是什么？ The average period between the acquisition of inventory and the collection of cash from receivables, measuring the effic...
- 营业杠杆 是什么？ A measure of how a percentage change in sales volume affects operating income, due to the presence of fixed costs in a c...
- 营运资金 是什么？ Net current assets calculated as current assets minus current liabilities, representing liquidity available for day-to-d...
证
- 证券借贷 是什么？ A process by which securities are temporarily transferred from a lender to a borrower in exchange for collateral, common...
- 证券账户 是什么？ A dematerialized account used to hold securities such as shares and bonds in electronic format, enabling seamless tradin...
- 证券选择 是什么？ The process by which a portfolio manager chooses individual securities within a given asset class to achieve the fund’s ...
负
货
- 货币套期保值 是什么？ A portfolio management technique using derivatives to manage currency risk separate from the underlying assets, common i...
- 货币市场基金 是什么？ A mutual fund that invests in short-term, high-liquidity, low-risk money market instruments such as Treasury bills, comm...
- 货币市场账户 是什么？ A type of deposit account that typically pays higher interest and offers limited check-writing privileges, subject to re...
质
贴
费
- 费用准备金 是什么？ The provision included in insurance premiums or reserves to cover the insurer’s operating expenses such as administratio...
- 费用准备金 是什么？ A liability set aside by an insurer to cover anticipated future administrative and claims adjustment expenses related to...
- 费用加载 是什么？ The portion of an insurance premium added to cover the insurer’s operating expenses, including administration, commissio...
- 费用比率 是什么？ A measure of the total annual operating expenses of an investment fund, expressed as a percentage of average assets unde...
- 费用比率 是什么？ A measure of a fund’s total annual operating expenses as a percentage of assets under management, critical for assessing...
- 费用率 是什么？ A standardized metric expressing the total operating expenses of a fund or investment product as a percentage of its ave...
- 费用率 是什么？ A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess eff...
资
- 资产周转率 是什么？ A financial ratio measuring the efficiency with which a company uses its assets to generate sales, calculated as total r...
- 资产定位 是什么？ The portfolio-management process of determining which investment assets should be held in specific account types (e.g., ...
- 资产贝塔值 是什么？ A measure of the systematic risk of a firm's assets, excluding the effects of leverage; used in cost of capital calculat...
- 资产配置 是什么？ The professional process of distributing investment capital among different asset classes (e.g., equities, fixed income,...
- 资产配置演变路径 是什么？ A glide path is a predetermined, systematic shift in an investment portfolio's asset allocation—typically becoming more ...
- 资产配置演变路径 是什么？ A predetermined schedule of asset allocation shifts, typically reducing risk exposure over time, as seen in target-date ...
- 资本充足率 是什么？ A regulatory standard requiring insurers to maintain sufficient capital to absorb losses and meet policyholder obligatio...
- 资本分配 是什么？ The process by which an insurer or group assigns capital resources to business lines, risks, or subsidiaries, optimizing...
- 资本留存缓冲 是什么？ A capital buffer above the minimum requirement, mandated by Basel III, to ensure banks can absorb losses during periods ...
- 资本缓冲 是什么？ Excess capital held by an insurer above regulatory minimums to absorb unexpected losses and support financial strength d...
- 资本要求 是什么？ The minimum amount of capital an insurer must hold to meet regulatory standards and ensure solvency against policyholder...
- 资本费用 是什么？ The minimum return required on invested capital, representing the cost of capital multiplied by invested capital, used i...
- 资金充足率 是什么？ The ratio of a pension fund's assets to its liabilities, indicating the plan’s ability to meet future obligations.
赔
- 赔付率 是什么？ Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given perio...
- 赔款准备金 是什么？ A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but n...
- 赔款准备金 是什么？ An insurer’s balance sheet liability representing funds set aside to cover outstanding and incurred but not reported (IB...
跟
跨
- 跨链桥 是什么？ A protocol enabling the transfer of digital assets or data across separate blockchain networks, allowing portfolio manag...
- 跨链桥安全 是什么？ Measures and protocols implemented to protect cross-chain token bridges from exploits, theft, and operational failures i...
- 跨链验证者 是什么？ A participant responsible for validating and relaying cross-chain transactions over blockchain bridges, critical for ass...
违
- 违约损失率 是什么？ The share of an asset that is lost by a lender when a borrower defaults, expressed as a percentage of exposure at defaul...
- 违约时风险敞口 是什么？ The total value a bank is exposed to when a borrower defaults, representing the outstanding amount at the moment of defa...
- 违约概率 是什么？ The likelihood that a borrower will default on its financial obligations within a specified time horizon, used in credit...
退
逆
递
- 递延收入 是什么？ A liability account representing income received before the related goods or services have been delivered, requiring rec...
- 递延税项 是什么？ A balance sheet account arising from temporary differences between the tax base of assets and liabilities and their carr...
- 递延获取 是什么？ Insurance industry shorthand for 'Deferred Acquisition Costs'—expenses incurred to acquire new and renewal insurance con...
重
钱
- 钱包地址 是什么？ A unique string of characters representing a destination for blockchain transactions and the public identifier of a wall...
- 钱包恢复 是什么？ The process and protocols for regaining access to a digital wallet after key loss, device failure, or compromise, includ...
- 钱包白名单 是什么？ A risk-control and compliance procedure in which specific blockchain wallet addresses are pre-approved for fund transfer...
- 钱包隔离 是什么？ The operational practice of maintaining client assets in separate wallets or address clusters, ensuring clear ownership,...
链
- 链上分析 是什么？ Analytical methods and data tools that leverage public blockchain transaction data to monitor, measure, and manage crypt...
- 链上托管 是什么？ The direct management and safekeeping of crypto assets by holding private keys on blockchain infrastructure, rather than...
- 链上投票 是什么？ A decentralized governance process where votes on protocol decisions are cast and recorded directly on the blockchain, e...
- 链分叉 是什么？ A blockchain fork resulting in two separate chains, each with distinct asset records, affecting portfolio asset tracking...
- 链分析 是什么？ The process of examining blockchain transactions and data to assess portfolio risks, compliance, and transaction legitim...
- 链终结性 是什么？ The point at which a block or transaction is considered irreversible and permanently confirmed on a blockchain, essentia...
- 链重组 是什么？ A blockchain event where a portion of the chain’s recent blocks is replaced by an alternative sequence, usually due to n...
- 链集成 是什么？ The process of connecting and interoperating between different blockchain networks to enable asset transfer or data shar...
锁
阿
附
预
风
- 风格漂移 是什么？ The divergence of a portfolio or fund from its stated investment style or strategy, often measured in official attributi...
- 风格箱 是什么？ A visual framework, created by Morningstar, for classifying mutual funds by investment style (value, blend, growth) and ...
- 风险偏好 是什么？ The level and type of risk an insurer or reinsurer is prepared to accept in pursuit of its strategic objectives, as form...
- 风险分类 是什么？ The process of categorizing insurance applicants into homogeneous risk groups to enable equitable premium pricing and ad...
- 风险加权资产 是什么？ Assets adjusted by a risk weight factor, as prescribed by Basel regulations, to determine the minimum amount of capital ...
- 风险单位 是什么？ Exposure Unit is the fundamental measure of risk, such as a vehicle, property, or person, used to determine insurance pr...
- 风险基数 是什么？ The underlying metric or unit used to quantify the amount of risk an insurer is covering, such as number of vehicles, pa...
- 风险平价 是什么？ A portfolio construction approach that allocates risk equally across asset classes, rather than capital, aiming for bala...
- 风险敞口 是什么？ The total value or potential for financial loss that an insurer or reinsurer is subject to from insured risks, measured ...
- 风险权重 是什么？ A regulatory factor used to assess the riskiness of an asset or exposure, determining the required capital to be held ag...
- 风险池 是什么？ A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims ...
- 风险溢价 是什么？ The excess return that investors require for choosing a risky asset over a risk-free asset, used in asset pricing, cost ...
- 风险溢价 是什么？ The return in excess of the risk-free rate that investors demand for holding risky assets. Examples include equity, cred...
- 风险缓释 是什么？ A set of strategies, measures, or controls used by insurers and reinsurers to reduce the likelihood, impact, or severity...
- 风险评测 是什么？ A systematic process used by investment firms to determine an investor’s risk tolerance, capacity, and willingness to ta...
- 风险调整 是什么？ A quantitative allowance in insurance accounting and actuarial reserving that reflects the uncertainty in the amount and...
- 风险调整 是什么？ An explicit amount added to insurance liabilities to reflect the compensation an insurer requires for bearing the uncert...
- 风险转移 是什么？ Risk Transfer is the process by which one party shifts the financial consequences of a particular risk to another party,...
- 风险边际 是什么？ An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the v...
- 风险预算 是什么？ The process of allocating portfolio risk across assets or strategies according to desired risk objectives, as opposed to...
验
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