风险基数 是什么？
风险基数 The underlying metric or unit used to quantify the amount of risk an insurer is covering, such as number of vehicles, payroll, sales, or property value.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “风险基数” Used in Practice?
保单保费是根据风险基数计算的，例如责任保险的年收入或财产保险的投保价值。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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风险基数 是什么？
The underlying metric or unit used to quantify the amount of risk an insurer is covering, such as number of vehicles, payroll, sales, or property value.
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