信用评分 是什么?
信用评分 A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “信用评分” Used in Practice?
金融机构依赖信用评分评估贷款申请,高分代表低风险。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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信用评分 是什么?
A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.
Where can I learn this term for free?
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