保险是什么？

保险 A risk management contract where an insurer indemnifies another party against specified loss or damage in exchange for a premium, subject to regulatory oversight.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “保险” Used in Practice?

银行为风险控制，可能要求借款人对抵押品投保。

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

Financial Analysts
Bankers
Traders

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Frequently Asked Questions

保险是什么？

A risk management contract where an insurer indemnifies another party against specified loss or damage in exchange for a premium, subject to regulatory oversight.

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Last updated: March 09, 2026

保险 是什么？