准备金充足性 是什么？
准备金充足性 The adequacy of an insurer’s technical reserves to meet future claim obligations, as measured by actuarial and regulatory standards.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “准备金充足性” Used in Practice?
监管机构评估准备金充足性，以确保保险公司在压力情景下能够履行对投保人的义务。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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准备金充足性 是什么？
The adequacy of an insurer’s technical reserves to meet future claim obligations, as measured by actuarial and regulatory standards.
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