储备裕度 是什么？
储备裕度 The surplus of available reserves over the minimum regulatory or actuarial requirements to ensure insurer solvency and stability. Used as a buffer against adverse claim developments.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “储备裕度” Used in Practice?
充足的储备裕度使保险公司能够应对意外损失并维持监管偿付能力。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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储备裕度 是什么？
The surplus of available reserves over the minimum regulatory or actuarial requirements to ensure insurer solvency and stability. Used as a buffer against adverse claim developments.
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