技术准备金 是什么？
技术准备金 The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “技术准备金” Used in Practice?
技术准备金必须按照偿付能力II和精算标准计算，以确保理赔能够按时支付。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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技术准备金 是什么？
The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.
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