Tỷ Lệ Bồi Thường la gi?
Tỷ Lệ Bồi Thường Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Tỷ Lệ Bồi Thường” Used in Practice?
Tỷ lệ bồi thường cao liên tục có thể cho thấy định phí chưa hợp lý hoặc lựa chọn rủi ro bất lợi trong danh mục bảo hiểm, cần được cơ quan quản lý chú ý.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Tỷ Lệ Bồi Thường la gi?
Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.
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