Lựa chọn bất lợi la gi?
Lựa chọn bất lợi A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Lựa chọn bất lợi” Used in Practice?
Lựa chọn bất lợi có thể khiến chi phí bồi thường tăng nếu nhóm khách hàng toàn người rủi ro cao.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Lựa chọn bất lợi la gi?
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
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