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Insurance

อัตราคงอยู่ คืออะไร?

อัตราคงอยู่ A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “อัตราคงอยู่” Used in Practice?

บริษัทประกันภัยรายงานอัตราคงอยู่ 92% สำหรับกรมธรรม์ประกันชีวิตบุคคลในไตรมาสล่าสุด

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

อัตราคงอยู่ คืออะไร?

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

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