Что такое Технический резерв?
Технический резерв The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Технический резерв” Used in Practice?
Регуляторы требуют от страховщиков поддерживать достаточные технические резервы, чтобы обеспечить выполнение всех обязательств перед страхователями даже в неблагоприятных условиях.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Что такое Технический резерв?
The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.
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