Что такое Овердрафт?
Овердрафт A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Овердрафт” Used in Practice?
Банк предоставляет овердрафт для временного доступа к дополнительным средствам, взимая проценты и комиссии.
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Что такое Овердрафт?
A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.
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