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Что такое Соотношение долга к доходу?

Соотношение долга к доходу A personal finance measure that compares an individual's total monthly debt payments to their gross monthly income, used by lenders to assess repayment capacity and credit risk.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Соотношение долга к доходу” Used in Practice?

Ипотечные кредиторы оценивают соотношение долга к доходу для определения платёжеспособности.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Что такое Соотношение долга к доходу?

A personal finance measure that compares an individual's total monthly debt payments to their gross monthly income, used by lenders to assess repayment capacity and credit risk.

Where can I learn this term for free?

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