Apa itu Tingkat Persistensi?
Tingkat Persistensi A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Tingkat Persistensi” Used in Practice?
Perusahaan asuransi melaporkan tingkat persistensi 92% untuk portofolio asuransi jiwa individu di kuartal terbaru.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Tingkat Persistensi?
A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.
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