Apa itu Rasio Klaim?
Rasio Klaim Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Rasio Klaim” Used in Practice?
Rasio klaim yang terus-menerus tinggi dapat menunjukkan penetapan harga yang tidak memadai atau seleksi risiko yang merugikan dalam portofolio asuransi, memerlukan perhatian regulator.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Rasio Klaim?
Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.
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