¿Qué es Índice de Siniestralidad?
Índice de Siniestralidad Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Índice de Siniestralidad” Used in Practice?
Un índice de siniestralidad persistentemente alto puede indicar precios inadecuados o selección adversa en la cartera del asegurador, requiriendo atención regulatoria.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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¿Qué es Índice de Siniestralidad?
Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.
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