Finance English
Insurance

¿Qué es Selección adversa?

Selección adversa A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Selección adversa” Used in Practice?

La selección adversa puede generar mayores costos de siniestros si el grupo asegurado atrae en exceso a personas de alto riesgo.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

¿Qué es Selección adversa?

A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

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