定期存款 是什么？
定期存款 A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “定期存款” Used in Practice?
定期存款利率较高，但到期前取款会受罚。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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定期存款 是什么？
A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.
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