风险分类 是什么？
风险分类 The process of categorizing insurance applicants into homogeneous risk groups to enable equitable premium pricing and adequate pooling of risk.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “风险分类” Used in Practice?
准确的风险分类有助于保险公司合理定价和保持偿付能力。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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风险分类 是什么？
The process of categorizing insurance applicants into homogeneous risk groups to enable equitable premium pricing and adequate pooling of risk.
Where can I learn this term for free?
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