不良信用信息 是什么？
不良信用信息 Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “不良信用信息” Used in Practice?
放贷机构在批准新贷款前会审核不良信用信息。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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不良信用信息 是什么？
Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.
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