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Banking

信用评分 是什么?

信用评分 A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “信用评分” Used in Practice?

金融机构依赖信用评分评估贷款申请,高分代表低风险。

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

信用评分 是什么?

A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.

Where can I learn this term for free?

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