Finance English
Banking

信用卡 是什么？

信用卡 A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “信用卡” Used in Practice?

银行根据信用等级和监管规定为每张信用卡设定额度，未还清余额需按月支付利息。

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

Related Finance English Terms

借记卡活期存款收款人付款人

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Frequently Asked Questions

信用卡 是什么？

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

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