退保费 是什么?
退保费 Surrender Charge is a fee imposed by insurers on policyholders who terminate their insurance policy or withdraw funds before a specified period.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “退保费” Used in Practice?
退保费可能大幅减少在保单早期退保的投保人获得的现金价值。
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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退保费 是什么?
Surrender Charge is a fee imposed by insurers on policyholders who terminate their insurance policy or withdraw funds before a specified period.
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