Finance English
Banking

透支 是什么?

透支 A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “透支” Used in Practice?

银行为客户提供透支服务,允许超出账户余额临时支取,需支付利息和手续费。

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

Learn “透支” Free with Termify

Master 透支 and 4,071+ professional terms with native pronunciation, IPA transcriptions and career quizzes. 100% free, forever.

Download Free for iOS

Frequently Asked Questions

透支 是什么?

A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

Where can I learn this term for free?

Termify is a 100% free professional English app that teaches 透支 and 4,071+ other industry terms with native pronunciation, IPA transcriptions and career quizzes. Available on iOS in 23 languages. No subscription, no credit card required.

Last updated: