Finance English
Insurance

O que e Pool de risco?

Pool de risco A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Pool de risco” Used in Practice?

Um pool de risco permite que as seguradoras distribuam sinistros de alto custo entre muitos participantes, reduzindo a volatilidade e melhorando a estabilidade financeira.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

O que e Pool de risco?

A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.

Where can I learn this term for free?

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