O que e Classificação de risco?
Classificação de risco The process of categorizing insurance applicants into homogeneous risk groups to enable equitable premium pricing and adequate pooling of risk.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Classificação de risco” Used in Practice?
A classificação precisa de risco ajuda as seguradoras a definir prêmios justos e manter a solvência.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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O que e Classificação de risco?
The process of categorizing insurance applicants into homogeneous risk groups to enable equitable premium pricing and adequate pooling of risk.
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