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Banking

O que e Informação Negativa?

Informação Negativa Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Informação Negativa” Used in Practice?

Credores analisam informações negativas antes de aprovar crédito.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

O que e Informação Negativa?

Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

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