What is Direct Writer?
Direct Writer An insurance company that sells policies directly to the public without using independent agents or brokers. Direct writers employ their own salaried agents or use digital channels, and assume underwriting and claims responsibility.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Direct Writer” Used in Practice?
A direct writer sells insurance policies through its own employees rather than through independent agents or brokers.
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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What is Direct Writer?
An insurance company that sells policies directly to the public without using independent agents or brokers. Direct writers employ their own salaried agents or use digital channels, and assume underwriting and claims responsibility.
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