Finance English
Insurance

準備金余裕額とは?

準備金余裕額 The surplus of available reserves over the minimum regulatory or actuarial requirements to ensure insurer solvency and stability. Used as a buffer against adverse claim developments.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “準備金余裕額” Used in Practice?

十分な準備金余裕額は、予期せぬ損失を吸収し規制上の健全性を維持するのに役立ちます。

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

準備金余裕額とは?

The surplus of available reserves over the minimum regulatory or actuarial requirements to ensure insurer solvency and stability. Used as a buffer against adverse claim developments.

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