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Insurance

料率妥当性とは?

料率妥当性 A measure of whether insurance premiums collected are sufficient to cover expected claims, expenses, and provide for required margins, as determined by actuarial analysis and regulatory requirements.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “料率妥当性” Used in Practice?

料率妥当性は、保険料が損害傾向、規制変更、費用予測を反映していることを確認するため、毎年再評価されます。

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

料率妥当性とは?

A measure of whether insurance premiums collected are sufficient to cover expected claims, expenses, and provide for required margins, as determined by actuarial analysis and regulatory requirements.

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