料率妥当性とは?
料率妥当性 A measure of whether insurance premiums collected are sufficient to cover expected claims, expenses, and provide for required margins, as determined by actuarial analysis and regulatory requirements.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “料率妥当性” Used in Practice?
料率妥当性は、保険料が損害傾向、規制変更、費用予測を反映していることを確認するため、毎年再評価されます。
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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料率妥当性とは?
A measure of whether insurance premiums collected are sufficient to cover expected claims, expenses, and provide for required margins, as determined by actuarial analysis and regulatory requirements.
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