罹患率リスクとは？
罹患率リスク The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “罹患率リスク” Used in Practice?
アクチュアリーは健康保険料が想定損失をカバーするため罹患率リスクを慎重に評価すべきです。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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罹患率リスクとは？
The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.
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