債務返済比率とは？
債務返済比率 A personal finance measure that compares an individual's total monthly debt payments to their gross monthly income, used by lenders to assess repayment capacity and credit risk.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “債務返済比率” Used in Practice?
住宅ローン会社は債務返済比率を評価して返済能力を判断する。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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債務返済比率とは？
A personal finance measure that compares an individual's total monthly debt payments to their gross monthly income, used by lenders to assess repayment capacity and credit risk.
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