信用スコアとは？
信用スコア A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “信用スコア” Used in Practice?
金融機関は信用スコアを参考に融資や金利を決定し、高スコアは低リスクを示します。
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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信用スコアとは？
A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.
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