クレジットカードとは？
クレジットカード A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “クレジットカード” Used in Practice?
銀行は信用力と規制に基づきクレジットカードごとに限度額を設定、未払い残高には月々利息が発生します。
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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クレジットカードとは？
A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.
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