Apa itu Pool Risiko?
Pool Risiko A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Pool Risiko” Used in Practice?
Pool risiko memungkinkan perusahaan asuransi membagi klaim biaya tinggi ke banyak peserta, mengurangi volatilitas dan meningkatkan stabilitas keuangan.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Pool Risiko?
A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.
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