Finance English
Insurance

Apa itu Margin Cadangan?

Margin Cadangan The surplus of available reserves over the minimum regulatory or actuarial requirements to ensure insurer solvency and stability. Used as a buffer against adverse claim developments.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Margin Cadangan” Used in Practice?

Margin cadangan yang kuat memungkinkan perusahaan asuransi menyerap kerugian tak terduga dan menjaga solvabilitas.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Apa itu Margin Cadangan?

The surplus of available reserves over the minimum regulatory or actuarial requirements to ensure insurer solvency and stability. Used as a buffer against adverse claim developments.

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