Apa itu Cerukan?
Cerukan A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Cerukan” Used in Practice?
Bank menawarkan fasilitas cerukan agar nasabah dapat mengakses dana tambahan sementara dengan bunga dan biaya.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Cerukan?
A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.
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