Apa itu Risiko Morbiditas?
Risiko Morbiditas The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Risiko Morbiditas” Used in Practice?
Aktuaris harus menilai risiko morbiditas secara cermat agar premi asuransi kesehatan mencukupi biaya klaim yang diperkirakan.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Risiko Morbiditas?
The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.
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