Apa itu Penanggung Langsung?
Penanggung Langsung An insurance company that sells policies directly to the public without using independent agents or brokers. Direct writers employ their own salaried agents or use digital channels, and assume underwriting and claims responsibility.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Penanggung Langsung” Used in Practice?
Penanggung langsung menjual polis melalui karyawan sendiri, bukan melalui agen independen.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Penanggung Langsung?
An insurance company that sells policies directly to the public without using independent agents or brokers. Direct writers employ their own salaried agents or use digital channels, and assume underwriting and claims responsibility.
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