Apa itu Skor Kredit?
Skor Kredit A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Skor Kredit” Used in Practice?
Lembaga keuangan menggunakan skor kredit untuk mengevaluasi pinjaman; skor tinggi berarti risiko rendah.
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Skor Kredit?
A numerical rating derived from a borrower’s credit history, used by lenders to assess creditworthiness and risk in granting loans or credit products.
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