Apa itu Sertifikat Deposito?
Sertifikat Deposito A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Sertifikat Deposito” Used in Practice?
Investor membeli sertifikat deposito untuk bunga tetap, penarikan awal dapat dikenai denda.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Apa itu Sertifikat Deposito?
A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.
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