प्रतिकूल चयन क्या है?
प्रतिकूल चयन A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “प्रतिकूल चयन” Used in Practice?
अगर बीमा पूल में अधिक जोखिम वाले लोग आते हैं तो प्रतिकूल चयन से दावा लागत बढ़ सकती है।
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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प्रतिकूल चयन क्या है?
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
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