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Insurance

Qu'est-ce que Réserve technique ?

Réserve technique The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Réserve technique” Used in Practice?

Les régulateurs exigent des assureurs qu’ils maintiennent des réserves techniques suffisantes pour garantir le respect des obligations envers les assurés, même en cas de situations défavorables.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Qu'est-ce que Réserve technique ?

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Where can I learn this term for free?

Termify is a 100% free professional English app that teaches Réserve technique and 4,071+ other industry terms with native pronunciation, IPA transcriptions and career quizzes. Available on iOS in 23 languages. No subscription, no credit card required.

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