Finance English
Insurance

Qu'est-ce que Risque de morbidité ?

Risque de morbidité The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Risque de morbidité” Used in Practice?

Les actuaires doivent évaluer soigneusement le risque de morbidité pour s'assurer que les primes couvrent les coûts attendus des sinistres.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Qu'est-ce que Risque de morbidité ?

The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

Where can I learn this term for free?

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