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Qu'est-ce que Certificat de Dépôt ?

Certificat de Dépôt A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Certificat de Dépôt” Used in Practice?

Les investisseurs achètent des certificats de dépôt pour un rendement fixe, mais un retrait anticipé peut entraîner une pénalité réglementaire.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

Qu'est-ce que Certificat de Dépôt ?

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Where can I learn this term for free?

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