Qu'est-ce que Antisélection ?
Antisélection A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Antisélection” Used in Practice?
L'antisélection peut entraîner des coûts de sinistres plus élevés si le groupe d'assurés attire de manière disproportionnée des personnes à haut risque.
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Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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Qu'est-ce que Antisélection ?
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
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