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Insurance

¿Qué es Reserva técnica?

Reserva técnica The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Reserva técnica” Used in Practice?

Los reguladores requieren que las aseguradoras mantengan reservas técnicas adecuadas para poder cumplir todas las obligaciones con los asegurados incluso en escenarios adversos.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

¿Qué es Reserva técnica?

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Where can I learn this term for free?

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