¿Qué es Fondo de riesgo?
Fondo de riesgo A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.
Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
How is “Fondo de riesgo” Used in Practice?
Un fondo de riesgo permite a las aseguradoras repartir los siniestros de alto coste entre muchos participantes, reduciendo la volatilidad y mejorando la estabilidad financiera.
Certification Exam Relevance
Who Needs to Know This Term?
- Financial Analysts
- Bankers
- Traders
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¿Qué es Fondo de riesgo?
A collective fund or grouping of insurance risks, where premiums from multiple policyholders are pooled to cover claims and losses incurred by any member of the pool, distributing risk and stabilizing costs.
Where can I learn this term for free?
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