Finance English
Insurance

¿Qué es Riesgo de morbilidad?

Riesgo de morbilidad The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

Source: CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

How is “Riesgo de morbilidad” Used in Practice?

Los actuarios deben evaluar cuidadosamente el riesgo de morbilidad para que las primas cubran los costos de siniestros previstos.

Certification Exam Relevance

CFAACCAFRM

Who Needs to Know This Term?

  • Financial Analysts
  • Bankers
  • Traders

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Frequently Asked Questions

¿Qué es Riesgo de morbilidad?

The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

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